Mechanics Bank provides various financial services for communities in Greater San Francisco, Sacramento, Los Angeles, and San Diego areas and throughout the Central Valley in California. The company offers checking, savings, retirement, money market, and certificates of deposit accounts. It also provides home and auto loans; term loans and lines of credit, multi-family lending, commercial real estate loans, owner-occupied real estate loans, equipment financing, and trade services and letters of credit; small business administration loans; and credit and debit cards. In addition, the company offers payable and receivable solutions, fraud prevention, and cash management services; merchant and payroll services, paycheck protection program solutions, and workplace and employee benefit plans; cashier’s checks, wire transfers, overdraft protection, deposit and treasury, private banking, trust and estate, investment and asset management, retirement planning, and wealth management services, as well as services for registered investment advisors; money management services and digital wallets; and online and mobile banking services. The company was formerly known as The Mechanics Bank of Richmond and changed its name to Mechanics Bank in February 1997. Mechanics Bank was founded in 1905 and is based in Walnut Creek, California.