SpareBank 1 SMN, together with its subsidiaries, provides various banking, accounting, and real estate products and services to private individuals and companies in Norway and internationally. The company offers checking, current, buffer, savings, deposit, business, tax withholding, investment, and group accounts; green and fixed rate deposits; mortgage, car, consumer, green, vehicle, home, construction, and business loans; debit, credit, virtual, deposit, and municipal payment cards; and pension services. It also provides car, housing, person, animal, vehicle, travel, valuable item, workshop, transport, housing association and condominium, construction, property, trade and service, team and association, agriculture and small farming, consulting and service, machine, building and value, and employee insurance products. In addition, the company offers refinancing, overdraft, leasing, factoring, agricultural operating credit, sales invoice, cash, stocks and investment, accounting, HR, tax and fee, transactional advice, IT, business, and consulting services; bank guarantees; and online and mobile banking services, as well as buys and sells properties. The company distributes its products through physical branches, customer service center, and digital channels. SpareBank 1 SMN was founded in 1823 and is headquartered in Trondheim, Norway.